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Your partnership with A to Z Auto Finance doesn’t end once you drive away in your new car. We call it a partnership because we have promised to get you the best possible rate and term. Assuming the rate you receive is higher than prime, A to Z Finance will work aggressively to get your interest rate down within 10 to 12 months of having your car. If you have made all your payments in a timely manner you will qualify for a better rate!